Financial Lifestyle » Archive
Where are you now?
Most of us need to know who are you before you are trying to know your current situation now. If you really know about yourself, you will automatically know how or which part to develop yourself. Most of successful people are having the same pattern of success. For example, mostly are about their Attitude. A good attitude will give you a good result or future. In fact, most of us are never spend time even … Read entire article »
Filed under: Featured, Personal Motivation
Fixed Deposit Vesus Saving Plan
Most of the peoples are still putting their savings under fixed deposit. Normally, the fixed deposits have a duration time of five years. It provides various types of benefit to the customers. However, this has got some disadvantages under certain circumstances. The money that is deposited under fixed deposit cannot be withdrawn until the duration is completed that is the fund cannot be used for the emergency purpose. Although if spoken in precise sense, it … Read entire article »
Filed under: Featured, Personal Investing
Why you need Term Insurance?
Term insurance has been hitting the headlines lately. A client, Mr. XxX, 34, called his agent to check about term policy. He plans to get 20-years term insurance of RM 500,000.00 to protect against Premature Death or Total Permanent Disability (TPD). He started thinking hard about the subject earlier this year, when his second child was born. Why suddenly he need term insurance? Because he thought, ‘what would happen if he become permanently disabled and die suddenly?’ He said. He took himself out of the family, and said what he saw was not very rosy. He saw his wife and children suffering emotionally and financially. Term life insurance or term assurance is life insurance which provides protection against Premature or Total Death and Total Permanent Disability (TPD) at a … Read entire article »
Filed under: Prudential Insurance/Takaful, Testimonials
PRUDENTIAL FIRST insurer to achieve 1 Billion
Greetings Team 1 Billion, WE DID IT PRUDENTIAL! Once again we created history by becoming the first ever insurer in the country to achieve the historical milestone of 1 Billion. I want to thank each and everyone of you from the bottom of my heart, for making 2010 a truly historic year. We could never have done it without the support and contributions from each and everyone of you and most … Read entire article »
Filed under: Prudential Insurance/Takaful, Testimonials
Start your Saving plan as low as RM80
Saving money is all about your discipline. We must have the discipline to save first, then spend later. Which one will save more, spend first ,then save later or save first, then spend later? I think everyone of you know the answer for it. So, we must Save first in order to save more. In Malay said, “Sikit-sikit, lama-lama jadi bukit”. How to discipline yourself? Just one word, by Forced. If you lack … Read entire article »
Filed under: PRUcash, Prudential Insurance/Takaful
Child education plan or Retirement Income
It seems that still a lot of peoples are looking for a better saving plan for their children education as well as their retirement income. Moreover, in view of the current low FD rate, and stagnant stock markets, it seems like PRUcash double reward is a better way to save/invest your money !!! You can even enjoy the Bonus for every year and double protection and bonus after 5 years !!! A simple illustration … Read entire article »
Filed under: Prucash double reward, Prudential Insurance/Takaful
PRUcash double reward
Let your cash grow as you save PRUcash double reward offers you: * DOUBLE ANNUAL GUARANTEED PAYOUT * DOUBLE SUM ASSURED for twice the protection * CONTINUOUS FINANCIAL CERTAINTY for your loved ones * SHORTER PREMIUM PAYMENT terms with LONGER CASH PAYOUT terms * WIDEN YOUR SAFETY NET with more supplementary benefits Maximise your savings while getting rewarded along the way You work hard and save diligently to provide a rewarding life for your family and your retirement. But you also want to … Read entire article »
Filed under: Prucash double reward, Prudential Insurance/Takaful
Testimonial – Syed Zain
Million Dollar Round Table – Syed Zain Successful People Don’t Give Up, They Get Up! … Read entire article »
Filed under: Prudential Insurance/Takaful, Testimonials
PRUsenior med – between 45 to 70 years of age
The truth is the older you get the more likely your need for health insurance. While many people are covered by company medical plans, once you retire the cover stops and you may be left with no medical coverage at the time when illness and hospitalisation become more frequent. Which is why you have to plan ahead for good health. As Prudential Company that listens and understands your needs we have developed a new product to … Read entire article »
Filed under: Prudential Insurance/Takaful, PRUsenior med
how to save one-third of your income ?
Frankly speaking, I am not currently saving one-third of my income. That’s because I’ve experienced two major financial shocks in the last year, traveling four times in a year and change a new rims. Between loan payments and daycare expenses, I’ve fallen way behind, but I plan to return to my previous saving levels as soon as those costs become more manageable. Here are some of my strategies that made it possible: Live like a college student long after graduation: I continue living in a small apartment with old furniture and television for many years. Become a frugal chef: I didn’t know much about cooking before, but I quickly learned how to make vegetable-focused meals from my parents. Using small amounts of meat saved my money, as did limiting my restaurant meals. Stick with … Read entire article »
Filed under: Featured, Personal Sharing



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