I specialise in helping clients to save time, effort and money by simplifying their retirement and benefits programs.

I specialise in helping clients to save time, effort and money by simplifying their retirement and benefits programs with Prudential Life Insurance products and Prudential wealth planning.

I also helping others to understand the importance of insurance in terms of providing income protection for their family and as a tool in their financial planning through systematic saving and investment.

We believe many peoples do not have an emergency or retirement fund, right? Most of the people don’t even think about it. That’s why I am here to help and to share on these two important factors which are emergency fund and retirement fund. I wish to help as many people as possible so that everybody can enjoy the benefits and enjoyable lifestyle.

My Professional Role:
* Open & Honest Communication, Listen & Understand
* Fact Find, Analyse & Advise you on your life needs
* Keep you updated with the latest products & services
* Recommend product solutions based on your needs
* Regular reviews oF your changing needs

Products I am Authorised to Sell:
1. Medical Card
2. Critical Illnesses
3. Education Plan
4. Income Guarantee Plan
5. Retirement Plan
6. Investment-Linked
7. Unit Trust
8. Business Insurance

PRUmy child (Age 1-18 next birthday)
+Medical Card (Cashless for Pre/In/Post Hospitalisation)
+Protection (cover Death, Disability, Critical Illnesses, Accidental)
+Saving (Retirement income)

Takaful PruBSN SmartLink (Age 1-18 next birthday)
+Medical Card (Cashless for Pre/In/Post Hospitalisation)
+Protection (cover Death, Disability, Critical Illnesses, Accidental)
+Saving (Retirement income)
+Bonus Reward for achieving Excellent Academic: (Example Monthly Premium RM100)
*UPSR 5A – RM 600.00
*PMR 7A – RM 1,200.00
*SPM 8A – RM 1,800.00
*STPM 4A – RM 1,800.00
*Diploma/Degree 3.50 CGPA – RM 2,400.00

PRUlife ready (Age 19-25 next birthday)
+Medical Card (Cashless for Pre/In/Post Hospitalisation)
+Protection (cover Death, Disability, Critical Illnesses, Accidental)
+Saving (Retirement income)
+Bonus Reward RM 500.00 For achieving goal in life:
*Childbirth
*Marriage
*Buying house
*Doubling Salary
*Travelling 10 different countries

Takaful PruBSN FirstLink (Age 19-25 next birthday)
+Medical Card (Cashless for Pre/In/Post Hospitalisation)
+Protection (cover Death, Disability, Critical Illnesses, Accidental)
+Saving (Retirement income)
+Extra Bonus RM 500.00 For achieving goal in life:
*Childbirth
*Marriage
*Buying house
*Performs Umrah
*Performs Haji
*Complete Post Graduate Degree

PRUlink ONE (Age 26-100 next birthday)
+Medical Card (Cashless for Pre/In/Post Hospitalisation)
+Protection (cover Death, Disability, Critical Illnesses, Accidental)
+Saving (Retirement income)

PRUcash Double Reward
+Bonus (Guaranteed yearly bonus of RM500 for first 5 years and RM1000 6th years onward)
+Reasonable Budget (starts as low as RM210 / month)
+Saving (Retirement Income, Education Plan)
+Protection (cover Death, Disability)

PRUcash
+Bonus (Guaranteed RM600 every 2 years)
+Low Commitment (starts as low as RM70 / month)
+Saving (Retirement Income)
+Protection (cover Death, Disability)

**Don’t work hard for the money, let your MONEY work hard for you.

**You Never Take Your HEALTH for Granted. Neither do we. Understanding that health is a gift, we have created a plan that not only protects your medical needs, but also makes it so rewarding to stay healthy!