Frankly speaking, I am not currently saving one-third of my income. That’s because I’ve experienced two major financial shocks in the last year, traveling four times in a year and change a new rims. Between loan payments and daycare expenses, I’ve fallen way behind, but I plan to return to my previous saving levels as soon as those costs become more manageable. Here are some of my strategies that made it possible: Live like a college student long after graduation: I continue living in a small apartment with old furniture and television for many years. Become a frugal chef: I didn’t know much about cooking before, but I quickly learned how to make vegetable-focused meals from my parents. Using small amounts of meat saved my money, as did limiting my restaurant meals. Stick with … Read entire article »